Insurance
We verify active general liability and workers’ compensation insurance for every listed plumber.
General liability insurance protects you if a plumber damages your property during service—like a burst pipe caused during installation or water damage from improper fixture sealing. In Boston, where old pipes and tight job sites increase risk, this coverage is non-negotiable. We require documentation from carriers showing current policies with limits of at least $500,000 per occurrence, matched against the contractor’s business name and license number.
Workers’ compensation insurance is equally essential: it covers medical costs and lost wages if a plumber or their crew is injured on your property. Without it, homeowners can be held liable for medical bills, especially in complex jobs like basement excavation or roof access. Massachusetts law mandates this coverage for employers with employees, and self-employed sole proprietors must still file formal waivers to be exempt.
Our team reviews and updates insurance certificates monthly, cross-referencing with state databases and carrier portals where possible. This prevents outdated or falsified claims from slipping through. You’ll never see insurance listed as ‘on file’ without verifiable dates, policy numbers, and issuer names—so you’re never left guessing during a crisis.
